Business team reviewing payment performance on a tablet
PCI DSS Level 1 Certified

Payments with
a sharper edge.

Interchange-plus credit card processing, next-day funding, and hardware that looks as good as your storefront. No hidden tiers, no three-year contracts, no surprise statement creep.

0.15%
+ interchange
$4.2B
processed annually
99.99%
gateway uptime
24/7
live US support
PROCISION

•••• •••• •••• 4821

Approved

Tap to payEMV chipApple PayGoogle PayACH & eCheckLevel 3 dataRecurring billingSurcharge programsVirtual terminalHosted checkoutTap to payEMV chipApple PayGoogle PayACH & eCheckLevel 3 dataRecurring billingSurcharge programsVirtual terminalHosted checkout

Solutions

Every way your customers want to pay

In-Person Terminals

Countertop, wireless, and smart POS units shipped pre-configured. Tap, dip, or swipe in under two seconds.

Online & Gateway

Hosted checkout, API, and drop-in elements with tokenized vaulting and one-click reorders.

Mobile & Field Sales

Take payments from a phone with offline capture, tip prompts, and instant SMS receipts.

Recurring & Invoicing

Subscriptions, payment plans, and smart retries that recover declines automatically.

Risk & Chargebacks

PCI DSS Level 1, 3-D Secure, and a dispute desk that files evidence packets for you.

Reporting & Payouts

Next-day funding with batch-level reconciliation and exports your accountant will love.

Brushed metal credit cards floating on a black background

Hardware

Terminals that feel machined

Brushed-aluminum smart terminals with capacitive screens, encrypted card readers, and battery life that outlasts a double shift. Configured to your MID before it ships.

1.8s average authorization

Direct processor routing, no middleware hop.

End-to-end encryption

P2PE with tokenized card-on-file vaulting.

All rails, one device

Contactless, EMV, magstripe, and QR wallets.

Industries

Built for the businesses behind the counter

Cafés & Restaurants

Cafés & Restaurants

Tip prompts, fast batching, and QR ordering.

Retail & Boutiques

Retail & Boutiques

Inventory-aware POS with omnichannel receipts.

Professional Services

Professional Services

Invoicing, retainers, and surcharge compliance.

Customer tapping a card on a contactless payment terminal

Onboarding

Switched and settling in four days

  1. 01

    Statement teardown

    Send one recent statement. We line-item every fee and show your true effective rate in 24 hours.

  2. 02

    Underwriting in a day

    Digital application, same-day approval for most low-risk MCCs, high-risk placements available.

  3. 03

    Hardware pre-loaded

    Terminals arrive keyed to your account. Plug in, run a test sale, start settling.

  4. 04

    Locked rate, live support

    No annual increases, no cancellation fees, and a named rep who answers the phone.

Reviews

Rated 4.5 on Google by Valley businesses

4.5

10 Google reviews · Financial institution, McAllen TX

Google
I have been with Procision Processing for years and they have never once given me a reason to shop around. When I first opened my shop I was locked into a tiered rate with a big processor and had no idea how much I was overpaying. David sat down with me, went through my statement line by line, and showed me exactly where the fees were hiding. My rate dropped immediately and the terminal they set me up with has never gone down. Anytime I call, a real person in McAllen answers and it gets handled that same day.
Roberto CavazosLocal business owner · McAllen, TX
Google
Honestly the best decision we made for our restaurant. Our old processor kept raising the monthly fees a little at a time and nobody would explain why. Procision took over, got us new terminals for the front counter and the patio, trained our whole staff in one afternoon, and our statements have been the same every month since. When one reader stopped reading chips they had a replacement in our hands the next morning. Excellent service, straight answers, and no contract holding you hostage.
Melissa TrevinoRestaurant owner · Rio Grande Valley
Google
Very professional and extremely knowledgeable about this industry. I run a service company and take most of my payments over the phone, so I needed something reliable and secure. They set me up with a virtual terminal and recurring billing for my monthly customers, walked me through the PCI paperwork, and helped me fight two chargebacks that I would have just eaten on my own. They treat a small account with the same attention as a big one. Highly recommend to anyone in the Valley.
Jaime SolisService contractor · Edinburg, TX

Pricing

Interchange-plus. Printed on every statement.

Counter

0.25%

+ interchange

$0 monthly

  • 1 smart terminal included
  • Next-day funding
  • Tap / chip / swipe
  • Email + phone support
Request pricing

Omnichannel

Most chosen

0.15%

+ interchange

$29 monthly

  • Unlimited terminals
  • Gateway + hosted checkout
  • Recurring billing engine
  • Named account rep
Request pricing

Enterprise

Custom

interchange optimized

Volume pricing

  • Level 3 data & AmEx OptBlue
  • Multi-MID architecture
  • Dedicated underwriting
  • SLA-backed uptime
Request pricing

Find out what you're really paying

Send one statement. We return a line-by-line teardown and a locked interchange-plus quote within 24 hours.

No contracts. No cancellation fees. Cancel anytime.